Financial Professionals

Financial professionals play a huge part in ACE’s success including: accountants, actuaries, CPAs, financial planners, insurance agents, plan administrators, tax attorneys, etc. All of these professional are a critical part of the trusted advisor network which many of our clients rely on in making their investment and retirement planning decisions.

ACE Capital Group relays on this trusted advisor network to recommend ACE product and services to their valued clients. We believe that selecting solid financial advice is a critical route to build a retirement portfolio and that land banking should be an integral part of that portfolio. As part of our core services we recommend various financial and retirement services partners to our prospects and customers. To participate in our trusted advisor network Contact Us.

Financial Advisors

If you’re a Financial Advisors or Consultants you render investment advice and financial planning services to individuals and businesses. Ideally, you help your clients maximize their net worth while minimizing risk by using proper asset allocation. You typically use stocks, bonds, mutual funds and insurance products to meet the needs of your clients and either receive a commission payment for your various financial products or you receive a planning fee. Most of our financial advisors are Fee-only professionals who receive 100% of their compensation directly from their clients and have no outside conflicts of interest created by commissions or referral fees paid by other product or service providers.

If you are a “commission-based” financial advisor and hold and active California Real Estate License you can become an ACE Land Banking Specialist. If you are fee-based advisor, we can set-up a mutually beneficial strategic relationship.

Retirement Planning

One of the major services that any potential ACE customer needs is good retirement planning. Most CPAs and financial planners and consultants have great knowledge in the areas of budgeting, forecasting, taxation, asset allocation and financial tools and products in order to establish realistic goals and the strategy by which to reach them which should include experience in the use of several investment strategies such as 401(k), 403(b), Roth account(s), Individual Retirement Accounts, Roth IRAs, mutual funds, stocks, bonds and CDs.

Most of our clients need to determine what percentage of their available income is necessary–when taking into account the tax liabilities, expected inflation and projected return on investment—in order to meet their minimum cash or asset requirement balance at their targeted age of retirement. This is a fairly straightforward calculation but often ignored even though there are many automated tools that do this. The financial adviser’s greatest contribution will be that of asset allocation: determining how to maximize the return on investment while satisfying the client’s risk tolerance.

Since the next step is typically creating and investment strategy for short, mid or long term goals. It is then your duty to determine the clients’ goals and risk tolerance and then to recommend appropriate investments. The longer time horizon for achieving the goal, the more likely you can recommend land banking as an alternative to more volatile investments with potentially greater risks.

History has proven there is no better method for building wealth than investing in select real estate in the growth path of major metropolitan centers. If your client needs funds for their retirement or for their child or grandchild’s college education in 15 or more years, you can safely advise them about the tax benefits of owning real estate in their IRA or 401(k).